Certified Identity Theft Risk Management
Specialist - CITRMS® XV is a registered
trademark of the Institute of Consumer Financial Education (ICFE), San Diego,
Certified Identity Theft Risk Management Specialist - CITRMS®
What to Expect from This Comprehensive Program
This CITRMS® XV
Certification program comes from the award winning Institute of Consumer
Financial Education (ICFE), headquartered in San Diego, CA. The ICFE's
other recognized Certification Programs are for Certified Credit Report
Reviewer – CCRR®, Certified Consumer Debt Collection Compliance
Specialist – DCCS™, Certified Credit Scoring Specialist – CCSS™ and
Certified Personal Finance Instructor for The Money Instruction Book –
MIBIC™, among many others. Over 7500 professionals have earned an ICFE
Certification(s) since 2004. The ICFE programs are accepted for
continuing education credits by a wide variety of state governmental
regulatory agencies and many professional organizations.
is a recognized educator of both professionals and consumers and has
been publishing widely utilized financial educational materials for over
33 years. The nonprofit ICFE was founded in 1982 by the late Loren
Dunton, known around the world as the founding father of the financial
planning profession - his having created the prestigious Certified
Financial Planner (CFP) designation and also because he founded the
College For Financial Planning (Denver, CO).
The ICFE is an
official partner with the Department of Defense's Financial Readiness
Campaign (since 2004) and numerous military counselors have been
The ICFE's Certified Identity Theft Risk Management
Specialist – CITRMS® XV Independent Study Guide XV (ISG XV) and the
CITRMS® XV examination was written exclusively for the ICFE by Yan Ross,
the ICFE’s Director of Special Projects and before that he practiced
financial institutions law for over 25 years."
The CITRMS® ISG XV
is designed as self-study component with an open book examination. The
examination consists of 100 questions about the content of the ISG XV,
the appendix and the PDF Resource. 80 correct answers (80%) are required
for a passing grade and award of CEs and the award of the Gold Sealed
ICFE CITRMS® XV Certificate, which is suitable for framing.
Certified Identity Theft Risk Management Specialists – CITRMS® XV
prepares enrollees for a new focus as educators. CITRMS® XV are the
front line of defense for consumers and small business owners. They help
people learn how to access and manage their individual or small business
risk of becoming a victim of identity theft. Enrollees learn what an
actual review and assessment involves. It begins with looking at the
manner and method of receiving sensitive information, financial
statements and other data. Next they observe and review what is done
about safe and secure storage of sensitive information and, as
important, the methods used to disposing of these documents.
Certified Identity Theft Risk Management Specialist – CITRMS® XV are
trained specifically about the consumer’s bad habits and practices which
increase the risk of victimization. They are also trained and tested in
what techniques are required to keep that same risk as low as possible.
CITRMS® XV certificants insight, coupled with their knowledge from this
course equips them help protect people by lowering their risk and save
untold millions of dollars.