Certified Identity Theft Risk Management
Specialist - CITRMS® XV is a registered
trademark of the Institute of Consumer Financial Education (ICFE), San Diego,
Certified Identity Theft Risk Management Specialist - CITRMS®
What is an ICFE Certified Identity Theft Risk Management Specialist
– CITRMS® XV and what do they do?
ICFE Certified Identity Theft Risk Management Specialists, comprised
of financial services industry professionals, credit and debt
counselors, financial planners, CPAs, law enforcement, notary publics,
consumer advocates, paralegals and some lawyers, earn their ICFE
Certification after study and application of the program Independent
Study Guide and pass a written examination. The self-study course is
based on FACTA and also covers, in great detail, issues related to
credit and identity theft risk management and helping victims.
ICFE Certified Identity Theft Risk Management Specialists are also
educators. They are the new front line of defense for consumers and
small business owners in helping people learn how to access and manage
their individual risk of becoming a victim. The actual review and
assessment involves looking at the manner and method of receiving
sensitive information, financial statements and other data. Next they
observe and review what is done about safe and secure storage of
sensitive information and, as important, the methods used to disposing
of these documents.
ICFE Certified Identity Theft Risk Management
Specialists are trained specifically about the bad habits and practices
which are very dangerous for people to employ at home and at work that
increase the risk of victimization. They are also trained and tested in
what techniques are required to keep that same risk as low as possible.
Their insight, coupled with their knowledgeable and beneficial
recommendations for people to take will help protect people and save
untold millions of dollars.
Identity theft risk reviews for the
small business owner are more involved and include acquainting them with
their new accountabilities under the FACTA law and advising them what
the liability and penalties might be were their present handling and
storage practices to lead to a breach of their clients or customers
credit and personal information. The ICFE Certified Identity Theft Risk
Management Specialist are exposed to the latest techniques of internet
commerce and how to protect, store and safely dispose of that
information once it reaches the office in printed form.
Certified Identity Theft Risk Management Specialists are also
knowledgeable about credit reports and as a result are up-to-date on the
latest methods to detect suspicious activity. They are also equipped to
assist the victim of identity theft. Important identity theft discovery
techniques and prevention measures are implemented and explained to the
during the review and assessment process.
Becoming an ICFE
Certified Identity Theft Risk Management Specialist is a way to help
others and, perhaps, earn extra income at the same time. It will also
enable you to add a new and highly beneficial service to your existing
clients and use it to attract new ones.
An ICFE Certified
Identity Theft Risk Management Specialist's efforts on behalf of a
client could uncover identity theft that could potentially cost a victim
into the thousands of dollars or they may discover an inaccuracy that
depresses a credit score.
ICFE Certified Identity Theft Risk
Management Specialists may choose full-time or part-time, or even once
or twice a week. Some conveniently establish their own hours and work by
appointment out of a home office, in a client's home or at the location
of the small business. Advertising, marketing and prospecting may be
conducted and focused anywhere, because everyone can benefit from this
very useful service.
Earn the respect of family, professional
associates, clients and those in the community you serve. Enjoy
professional success while teaching others about how to guard against
America's number one financial crime, credit and identity theft.