ICFE eNEWS #18-01 - January 22nd 2018
20 Helpful Tips To Eat Out More Affordably
By Jim Garnett, a/k/a Ask Mr.G, a member of the ICFE's Board of Educational Advisors
- Look for "Kids Night" deals. Many restaurants offer a
special night where kids under 12 eat free or at a greatly
- Share a large entree. Most meal
portions in restaurants are substantially larger than what we
are used to at home. Two people could easily share a portion and
neither leave hungry. This would be good for our waistlines and
- Coupon shop. Many restaurants advertise
extensively with "buy one, get the second half price" coupons
online and in the mail. If you are looking for them, you will
not have trouble seeing them.
- Occasionally go fast
food. Couples and families find they can have just as much fun
without table cloths and two forks. My wife and myself
occasionally eat at Wendy's for less than $9 for both of us.
- Eat slowly and enjoy the moment. How often have we "gone
out to relax" and hurried through the meal?
something hot to drink. Sipping a hot drink before and after the
meal not only relaxes us, it helps fill us up.
- Eliminate alcoholic beverages, appetizers and desserts. Most of
these are at least 50% the cost of an entrée.
- Go only
for appetizers or desserts.
- Drink water or water with
lemon for your beverage.
- 10. Try one meal for the entire
family, i.e., pizza, instead of each person getting a separate
- 11. Take advantage of whatever discounts may be
offered such as senior, student, or military.
- 12. Eat out
at lunch time instead of dinner
- 13. Join restaurant
loyalty clubs and take advantage of their offers like eating
free on birthdays.
- 14. Take advantage of the "daily
specials." Many restaurants offer such things as $1 taco night
or, 2 for 1tenderloin night, or other specials during the week.
Take advantage of those nights.
- 15. Eliminate tipping by
going to a place where they do not expect you to tip like Panera
Bread Co., Subway, or a buffet.
- 16. Employ the use of a
doggy bag for leftovers. This can give you two meals for the
price of one and cut your costs in half.
- 17. Order
several "sides" a la carte instead of an entrée.
- 18. Go
out on weekdays when the prices are normally cheaper than
- 19. Pay for your meal with a "cash back" credit
card. Realistically, the true cost of your meal will be what you
pay at the restaurant minus the "cash back" bonus you receive on
your credit card statement.
- 20. Request restaurant gift
cards for your birthday.
© Jim Garnett, The Debt Doctor
AskMrG Consulting, LLC
2216 SW 35th Street
Ankeny, IA 50023
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Paul S. Richard
President - Executive Director
Institute of Consumer Financial Education (ICFE)
About the ICFE:
The Institute of Consumer Financial Education (ICFE) was founded in 1982 by
the late Loren Dunton (creator of the Certified Financial Planner (CFP)
designation and founder of the College for Financial Planning in Denver, CO.)
The ICFE is dedicated to helping consumers of all ages to improve their spending
practices, increase savings and use credit more wisely.
The ICFE is an
award winning, nonprofit, consumer education organization that has helped
millions of people through its financial continuing education courses programs
and resources. In addition to eight Certification courses covering identity
theft, credit files, credit repair and credit scoring, among others, it also
publishes the Do-It-Yourself Credit File correction Guide, which is updated
annually. The ICFE has distributed over one million Credit/Debit Card Warning
Labels and Credit/Debit Card Sleeves world wide.
The ICFE is a partner
with the national Jump$tart Coalition for Financial Literacy and the California
Jump$tart chapter. The ICFE staff is also active with San Diego Saves and
Military Saves, both offshoots of America Saves.
The ICFE is also an
on-line help for consumers who spend too much. ICFE's spending help was featured
in PARADE Magazine in the Intelligence Report section. The money helps and tips
are from the ICFE's Money Instruction Book, our course in personal finance.
The ICFE helps consumers and students with mending spending, learning about
the proper use of credit, budget and expense guidelines, how to set up and
implement a spending-plan and also how to access financial education courses and
how to teach children about money. Other ICFE services include: Ask Mr. G
library, a free eNews service, and an online resource center for students,
parents and educators, plus financial education learning tools in the ICFE Book