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ICFE eNEWS #18-01 - January 22nd 2018

20 Helpful Tips To Eat Out More Affordably

By Jim Garnett, a/k/a Ask Mr.G, a member of the ICFE's Board of Educational Advisors

  1.  Look for "Kids Night" deals. Many restaurants offer a special night where kids under 12 eat free or at a greatly reduced price.
  2. Share a large entree. Most meal portions in restaurants are substantially larger than what we are used to at home. Two people could easily share a portion and neither leave hungry. This would be good for our waistlines and our billfolds.
  3. Coupon shop. Many restaurants advertise extensively with "buy one, get the second half price" coupons online and in the mail. If you are looking for them, you will not have trouble seeing them.
  4. Occasionally go fast food. Couples and families find they can have just as much fun without table cloths and two forks. My wife and myself occasionally eat at Wendy's for less than $9 for both of us.
  5. Eat slowly and enjoy the moment. How often have we "gone out to relax" and hurried through the meal?
  6. Order something hot to drink. Sipping a hot drink before and after the meal not only relaxes us, it helps fill us up.
  7. Eliminate alcoholic beverages, appetizers and desserts. Most of these are at least 50% the cost of an entrée.
  8. Go only for appetizers or desserts.
  9.  Drink water or water with lemon for your beverage.
  10. 10. Try one meal for the entire family, i.e., pizza, instead of each person getting a separate meal.
  11. 11. Take advantage of whatever discounts may be offered such as senior, student, or military.
  12. 12. Eat out at lunch time instead of dinner
  13. 13. Join restaurant loyalty clubs and take advantage of their offers like eating free on birthdays.
  14. 14. Take advantage of the "daily specials." Many restaurants offer such things as $1 taco night or, 2 for 1tenderloin night, or other specials during the week. Take advantage of those nights.
  15. 15. Eliminate tipping by going to a place where they do not expect you to tip like Panera Bread Co., Subway, or a buffet.
  16. 16. Employ the use of a doggy bag for leftovers. This can give you two meals for the price of one and cut your costs in half.
  17. 17. Order several "sides" a la carte instead of an entrée.
  18. 18. Go out on weekdays when the prices are normally cheaper than weekends.
  19. 19. Pay for your meal with a "cash back" credit card. Realistically, the true cost of your meal will be what you pay at the restaurant minus the "cash back" bonus you receive on your credit card statement.
  20. 20. Request restaurant gift cards for your birthday.

Ask Mr. G
© Jim Garnett, The Debt Doctor
AskMrG Consulting, LLC
2216 SW 35th Street
Ankeny, IA 50023

Paul S Richard PhotoICFE eNEWS is available FREE upon request by visiting our Web site and filling out the contact form, and selecting "Yes" for "Add to Mailing List. Please pass this eNEWS on to your peers and interested others and invite them to subscribe for free. Also, visit the ICFE's new Web site: StudentDebtHelp.org

Sent by:

Paul S. Richard
President - Executive Director
Institute of Consumer Financial Education (ICFE)

About the ICFE:

The Institute of Consumer Financial Education (ICFE) was founded in 1982 by the late Loren Dunton (creator of the Certified Financial Planner (CFP) designation and founder of the College for Financial Planning in Denver, CO.) The ICFE is dedicated to helping consumers of all ages to improve their spending practices, increase savings and use credit more wisely.

The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its financial continuing education courses programs and resources. In addition to eight Certification courses covering identity theft, credit files, credit repair and credit scoring, among others, it also publishes the Do-It-Yourself Credit File correction Guide, which is updated annually. The ICFE has distributed over one million Credit/Debit Card Warning Labels and Credit/Debit Card Sleeves world wide.

The ICFE is a partner with the national Jump$tart Coalition for Financial Literacy and the California Jump$tart chapter. The ICFE staff is also active with San Diego Saves and Military Saves, both offshoots of America Saves.

The ICFE is also an on-line help for consumers who spend too much. ICFE's spending help was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from the ICFE's Money Instruction Book, our course in personal finance.

The ICFE helps consumers and students with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and how to teach children about money. Other ICFE services include: Ask Mr. G library, a free eNews service, and an online resource center for students, parents and educators, plus financial education learning tools in the ICFE Book Store.

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