How to Make Present Income Go Farther
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How to Make Present Income Go Farther

by Paul S. Richard - ICFE Executive Director

1. Plan all spending in advance.

2. Shop for everyday items and grocery/household stuff with a list.

3. Take advantage of coupons.

4. Take advantage of rebates and mail in offers.

5. Ask for cash discounts - always speak to the manager for discounts.

6. Bulk buy whenever practical and possible.

7. Wait for special sales and ask when sale dates occur.

8. Spend cash for everything - avoid credit based spending.

9. Purchase used and or rebuilt items when practical.

10. Make improved spending a family affair.

11. NO grocery shopping when hungry.

12. Separate shopping trips (when looking and comparing price, value, etc.) from spending trips (when actually making a purchase) AND don't take credit cards or a checkbook when going on a shopping trip.

13. Give gifts that don't cost out-of-pocket money such as baby-sitting time,  
shirt laundry and ironing, an outing for seniors, etc.

14. Don't buy from a merchant just because you are extended credit.

15. Start an automatic savings plan and consider buying US Savings Bonds.

16. Share magazine and newspaper subscriptions with friends and neighbors.

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