Take the "Credit When Credit is Due" 12 Week Financial Education Course
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ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

Credit When Credit is DueCredit When Credit Is Due is a 12-lesson text, (also available in Spanish) written by Paul Strassels, one of America's premiere analysts on the subject of credit and debt, and the author of 14 books on personal finances.

The course is designed to help individuals gain a better knowledge of money issues and responsibilities revolving around the world of credit. The course is a self-study curriculum, with pass/fail tests following each lesson.

You may enroll in the program by following this link: Credit When Credit Is Due

When students complete the course successfully, they will be registered in a national database and sent a registration card identifying them to lenders as graduates of a national standardized credit education program. This could entitle them to special consideration from participating utilities, mortgage companies and discounts, depending on the lenders' discretion. They will also receive three cards addressed to the three major credit bureaus allowing them to add a positive statement to their credit reports.

Credit When Credit Is Due is considered to be such an important credit educational tool that it is accepted for continuing education units by a variety of professional organizations for credit and debt counselors, financial planners and educators. (6 CEUs from the AFCPE)

The 12 lessons included in the Credit When Credit Is Due course are:

  • Lesson One: The Facts Of Life
    What you need to know to get along as a financially responsible adult.
     

  • Lesson Two: Living On The Edge
    How to budget and save your money, and plug your spending leaks.
     

  • Lesson Three: To Borrow Or Not To Borrow
    How to decide if you should pay cash or borrow the money you need.
     

  • Lesson Four: So You Have Decided To Borrow Some Money
    How to get through the credit-granting process once you decide to borrow.
     

  • Lesson Five: The Terms Of The Deal
    How to determine if you are getting the deal you have bargained for.
     

  • Lesson Six: Auto Loans And Leases
    One of the toughest deals to negotiate.
     

  • Lesson Seven: Home Sweet Home
    The largest debt you are likely to ever have.
     

  • Lesson Eight: Credit Cards And Other Loans
    What you need to know about credit cards, personal signature loans, etc.
     

  • Lesson Nine: You've Got Trouble When
    How to tell you when you may have a problem.
     

  • Lesson Ten: When You Fall Behind
    Dealing with delinquency and bill collectors.
     

  • Lesson Eleven: Bankruptcy
    The ultimate credit overload
     

  • Lesson Twelve: Building And Rebuilding Your Credit
    How to establish good credit when you have no credit history or even a bad credit past.

The cost of the 12-lesson self-study program and textbook is $65.00 + shipping.
CWCID is also available online and the enrollment is $50.

You may enroll in the program by following this link: Credit When Credit Is Due

San Diego, CA. (May 2011) The Institute of Consumer Financial Education (ICFE), a San Diego based group is proud to celebrate the achievement of over 100,000 consumers and professionals nationwide who have successfully completed the financial and credit education program, Credit When Credit is Due.  Credit When Credit is Due is a twelve lesson program targeted towards first time credit seekers and those individuals who may have abused their credit and now find themselves facing credit counseling, or worse yet, bankruptcy. In addition to consumers, Credit When Credit is Due is also recognized as a valuable training tool for credit, debt and other financial counselors and has been accepted for continuing education credits by a variety of national professional organizations.

Nationwide, there are about 500,000 CWCID courses in print. Those 100,000 plus graduates are entitled to a number of benefits as their reward for investing in such comprehensive credit education, because each graduate had to pass an examination at the end of each of the twelve lessons. Among the benefits are notifications prepared for the consumer to send to the three major credit reporting agencies of their recent accomplishment for inclusion in their credit files, a variety of discounts and reduced rates from mortgage companies, real estate brokers, offers of deposit waivers from participating telephone and utility companies and special opportunities for members of participating credit unions.

Latest CWCID News HERE

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