Institute of Consumer Financial Education - About The ICFE

Privacy Policy

Institute of Consumer Financial Education (ICFE) is an internet based educational forum.

Unless otherwise stated, the Institute of Consumer Financial Education does not endorse any individual, product or service described in, offered or linked to the Institute of Consumer Financial Education Web site.

Institute of Consumer Financial Education strives to maintain accurate and up-to-date information at all times.

Information We Collect On-line

If you subscribe, the Institute of Consumer Financial Education collects your email address, is is NOT shared with third parties.

How We Use That Information

Information gathered is only used to update participants on developments to the Institute of Consumer Financial Education.

With Whom That Information May Be Shared

Institute of Consumer Financial Education will NOT share or sell any information collected with any third party. We reserve the right to provide information collected when compelled or required to by law.

Choices Available Regarding Data Collection

By providing your email address you have chosen to have Institute of Consumer Financial Education contact you regarding updates to the site.

Personally Identifying Information of Visitors

The Institute of Consumer Financial Education does not require that visitors submit any personally identifying information, nor does it collect any without your knowledge. In our About You/Contact Us section, we do request that you give us some information about yourself so that we can enhance our services to better meet your needs and for research, evaluation and tracking purposes. This information is not required in order to visit the Institute of Consumer Financial Education.

Any interactive forms on our site that request information from our registrants or visitors will be preceded by privacy statements telling you how this information is used. The information gathered will be used only for the stated purpose(s). [In addition, all information submitted through these forms may be used to enhance our services and for our internal research, evaluation and tracking purposes.]

If you choose to email the Institute of Consumer Financial Education, any personally identifying information you provide will be used for the purposes of response only. Please keep in mind that email is not entirely secure and can be intercepted, so only submit information that is necessary for us to respond appropriately to your comments or questions.

Privacy of Minors

The Institute of Consumer Financial Education links may offer information for high school students. Since all Institute of Consumer Financial Education visitors have the opportunity to fill out the About You survey, minors over the age of 13 who visit the site may provide us with basic demographic information if they wish to do so. We hope that minors have the guidance of parents, teachers, and other responsible adults while on-line and we encourage minors to use caution in sending any personally identifying information through the Internet.

Standard Tracking Information

Institute of Consumer Financial Education does gather information that does not identify our users personally, through standard Web site tracking. The information gathered in the tracking process is limited to:

The date and time of your visit to the Institute of Consumer Financial Education and which pages you accessed.

The domain name of the Internet server you use for Web access.

The type and version of the Web browser you use to navigate the Institute of Consumer Financial Education, such as Internet Explorer version X or Netscape Navigator version X.

The operating system your computer uses, such as WindowsNT or Linux.

The URL of the referring Web site (the last Web site you visited before the Institute of Consumer Financial Education).

Disclosure of Information Policy

We do NOT sell, distribute, or otherwise disclose any information about our site visitors, registrants or school district personnel utilizing this site without their express permission, given in the form of registering her or himself on the Institute of Consumer Financial Education, or unless required to do so under Federal law in the event of a law enforcement investigation, and/or for research, evaluation and tracking purposes.

Limitation of the ICFE Privacy Policy

The Institute of Consumer Financial Education includes links to other external Web sites. These sites are not bound by our privacy policy and we do not take responsibility for the policies of these sites. Be sure to familiarize yourself with the policies of sites that you visit in order to better safeguard your privacy.

Choices Available Regarding Data Collection

By providing your email address you have chosen to have Institute of Consumer Financial Education contact you regarding updates to the site.

Correcting Information

To change, correct, or remove your email address from our contact list, please contact us. In addition any questions regarding our policy can be directed to that email address.

Changes To Privacy Policy

This privacy policy and security provisions will be updated as needed at site launch. Information gathered under our current policy will continue to be governed by the above stated standards.

Governing International, Federal and State laws on Privacy

Contact Us If you have any questions regarding the Institute of Consumer Financial Education policies, please contact us.

International Law [http://www.un.org/law/]

The United States has treaties and conventions with other nations that are binding to those who fall within their jurisdiction.

Many other nations have laws, such as slander and libel, which are much stricter than those in the United States. Be aware that any statement made or actions performed could affect any assets within that country. Also, future travel through such countries could open one up to prosecution under their laws for statements made or actions performed at an earlier time outside that country’s sphere of influence.

Federal Law

Provides links to major Federal laws applicable to the use of campus information technology resources, including privacy, security, copyright, computer fraud and abuse, accessibility, and SPAM.

California Law

Provides links to major State laws applicable to the use of campus information technology resources, including privacy, security, use of State resources, computer crime, identity theft, and SPAM.